Someone has to say it!!!

OK call me unamerican if you want, but I am really fed up here. I am sitting here on Wednesday evening watching the last (thank goodness) presidential candidate debate and they are talking economy. Senator McCain is proposing (and these are very loose translations) that the government "take over" the mortgages for all of these people who obtained mortgages on homes with variable rates, and who are now in danger of losing their homes to foreclosure. Senator Obama proposes a 90 day moratorium (again, loosely translated) to allow these people to catch up on their late payments or find another means of financing mortgages that are too expensive for them to afford.

Now, I am sorry that these individuals were given these loans, (although no one made them take the loans) and its sad that they are losing their homes.......

BUT!!! What are these 2 candidates going to do for ME? What about those of us who purchased homes that we can afford, with payments that are in our budget and those of us who make our house payments on time every month??? WHAT are they going to do for US??

I propose that each taxpaying individual be given either $5,000 or $10,000 in cash to do what we want to with. If your house payments are behind, use this money to catch up. If you need to get out from under a bad mortgage, use this money as a down payment to refinance and change it. If you are behind in credit cards, use it to pay them down or pay them off. It doesnt take someone with 8 yrs of college or a Juris Doctorate to realize that this plan would be much better for ALL American citizens, not just a choice few.

Ok guys, step back and look at the whole picture. Lets make this work for everyone..... Can someone please hold this soapbox, while I step off? LOL